Alumni Profile Details

I am a postgraduate in Msc Economics from the University of Azad Jammu and Kashmir (UAJK), batch of 2018-20. Currently serving as a Relationship Officer (OG-2) at ABHI Microfinance Bank in Muzaffarabad, I specialize in client relationship management, financial inclusion, and supporting small businesses and individuals through microfinance solutions. My professional journey reflects a strong foundation in economic principles combined with practical experience in the banking and microfinance sector, where I focus on building long-term client relationships and contributing to financial empowerment in the region.

Through my role at ABHI Microfinance Bank, I actively contribute to society by promoting financial inclusion and economic empowerment among underserved communities in Muzaffarabad and surrounding areas. By facilitating access to microloans, savings products, and financial literacy support, I help individuals and small entrepreneurs improve their livelihoods, start or expand businesses, and achieve greater financial stability. My work supports poverty reduction and sustainable local economic development in Azad Jammu and Kashmir.

UAJK played a pivotal role in shaping my academic and professional foundation. The MA Economics program provided me with a solid understanding of economic theory, policy analysis, and practical applications that directly prepared me for a career in the fi